How to Prep for a Smooth Flood Insurance Claim

When it comes to flood insurance, preparation is key. Tyler Ardron, Executive Vice President at Floodproofing.com, often advises homeowners and businesses to take proactive steps before a storm hits. “We deal with this all the time with our clients,” Ardron explains. “Have a list of your belongings, include estimated values, and schedule everything out ahead of time. During the claim process, you don’t want to be scrambling to remember what you owned or how much it was worth.”

One simple and highly effective method Ardron recommends is using your smartphone. “Walk through your home or building and record a video of your possessions. Open drawers, show electronics, furniture—everything. Even that quick video can serve as valuable documentation if you ever need to file a claim,” he says.

This kind of foresight not only helps ensure your flood insurance claim goes smoothly, but also offers peace of mind during an already stressful time. By taking a few simple steps today, you can save yourself significant time, money, and frustration if disaster strikes tomorrow.

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