The Power of Empathy with Luis Andino | Ep. 6 | Growthwell with Josh Byrd

 

As Gen Z and Millennials face unprecedented financial challenges, innovative debt management solutions emerge to help them manage their debt more effectively and empathetically.

In this episode of “Growthwell with Josh Byrd,” host Josh Byrd sits down with Luis Andino, the Founder of Ditch, to discuss how empathy drives debt management solutions for Gen Z and Millennials. Andino shares his journey from being a first-generation immigrant to founding a startup that aims to alleviate the psychological burden of debt. The conversation explores the inspiration behind Ditch, its target audience, and Andino’s strategies to balance professional growth and personal well-being.

Empathy drives debt management solutions for Gen Z and Millennials by addressing their unique financial pressures. Andino’s background as a first-generation immigrant shaped his empathetic approach to solving debt-related issues. Moving from the Dominican Republic to Rochester, New York, and working for a consumer lender exposed him to the widespread problem of debt in America and its psychological impact. This experience inspired him to create Ditch, a mobile app offering practical insights, gamified financial education, and a supportive community to help users navigate their financial journeys.

As Ditch grows, Andino is excited about expanding its impact through partnerships with community banks and credit unions. These collaborations aim to provide even more customers with the tools to manage their debt effectively, fostering positive financial behaviors and reducing stress. By addressing the specific needs of Gen Z and Millennials, Ditch is making a significant impact on the financial well-being of its users, proving that empathy is a powerful force in the world of debt management.

Article by MarketScale

Recent Episodes

In this episode of The Marketing AI SparkCast, Aby Varma—founder of Spark Novus, which partners with marketing leaders to adopt AI responsibly and strategically—hosts Frank Lazaro, author of Finding 12 Minutes. Their conversation reveals how marketers can practically implement AI into daily workflows and unlock measurable productivity—starting with just twelve minutes a day. Topics Covered: The…

Dallas–Fort Worth is entering its biggest global sports moment in decades. FIFA has confirmed the region will host nine matches at AT&T Stadium (branded as “Dallas Stadium” during the tournament) as part of the expanded 48-team, 104-match 2026 FIFA World Cup. With the group-stage draw now public and local planning accelerating—from stadium upgrades to…

In a moment when AI tools, creator platforms, and decentralized media are reshaping how companies grow, founders are being forced to rethink what actually drives long-term success. According to Forbes, citing CB Insights research, 42% of startups fail because there simply isn’t a market for their product or service. As markets move faster and business…