The Power of Empathy with Luis Andino | Ep. 6 | Growthwell with Josh Byrd

 

As Gen Z and Millennials face unprecedented financial challenges, innovative debt management solutions emerge to help them manage their debt more effectively and empathetically.

In this episode of “Growthwell with Josh Byrd,” host Josh Byrd sits down with Luis Andino, the Founder of Ditch, to discuss how empathy drives debt management solutions for Gen Z and Millennials. Andino shares his journey from being a first-generation immigrant to founding a startup that aims to alleviate the psychological burden of debt. The conversation explores the inspiration behind Ditch, its target audience, and Andino’s strategies to balance professional growth and personal well-being.

Empathy drives debt management solutions for Gen Z and Millennials by addressing their unique financial pressures. Andino’s background as a first-generation immigrant shaped his empathetic approach to solving debt-related issues. Moving from the Dominican Republic to Rochester, New York, and working for a consumer lender exposed him to the widespread problem of debt in America and its psychological impact. This experience inspired him to create Ditch, a mobile app offering practical insights, gamified financial education, and a supportive community to help users navigate their financial journeys.

As Ditch grows, Andino is excited about expanding its impact through partnerships with community banks and credit unions. These collaborations aim to provide even more customers with the tools to manage their debt effectively, fostering positive financial behaviors and reducing stress. By addressing the specific needs of Gen Z and Millennials, Ditch is making a significant impact on the financial well-being of its users, proving that empathy is a powerful force in the world of debt management.

Article by MarketScale

Recent Episodes

From ransomware attacks to AI-driven phishing schemes, today’s cyber threats are evolving faster than most organizations can defend against—making cybersecurity expertise one of the most urgent skills of the decade. Global cybercrime costs are expected to climb to $1.2 trillion annually by the end of this year, underscoring the stakes for organizations that must…

Leadership has never been more complex—or more critical—than it is today. As businesses face global shifts in workforce expectations, cultural awareness, and communication styles, leaders must find ways to operate with authenticity and integrity across borders. In Deloitte’s Global Human Capital Trends report, 94 percent of surveyed business and HR leaders say that leadership capabilities…

Running a business can feel isolating without peers who understand the weight of leadership. Madison Harris, founder of Cobalt Fund Services, found the peer guidance he needed through Purpose Factory. He gained strategic insight and real feedback from seasoned entrepreneurs at a time when his business needed clarity and structure. Harris realized Cobalt wasn’t…