Meltdown is a bug affecting Intel processors allowing hackers to steal passwords and access memory. Spectre, affecting AMD and ARM processors, allows hackers to access secured information. The problems surfaced in a report by Google’s Project Zero and a multi-agency team. Apple and Microsoft have patches prepped for desktops affected by Meltdown. Spectre remains a problem. Intel claims their CEO’s massive dump of company shares last November was unrelated to the flaws.