The Banking Budde


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A Rapidly Changing Payments Landscape is Demanding Banks and Consumers to Restrategize

The American payments landscape is in an era of profound transformation, driven by technological advancements, changing consumer behavior, and recent global events. The most intriguing shifts aren’t just from physical to digital, but also in the variety of non-cash methods chosen by consumers, reflected in the growth of prepaid debit cards and the declining…


How Apple’s Financial Service Offerings Change the Fin-Tech Game

Apple’s latest launch of their new savings account offering doesn’t just change their portfolio – it changes the industry. Apple has a history of building great customer experiences and this focus hasn’t shifted despite their expansion into the financial services industry, in fact, their newest high-yield savings account is aimed at winning over customers. What’s…

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Will Biometric Payment Methods be the New Form of Credit Cards?

Contactless payment methods were all the rage a few years ago, with Square reporting that just last year, 92 percent of retailers offered a contactless payment method to customers. But now, there’s a new way to pay—using biometric authentication. “Biometrics—if you haven’t heard that term before—it’s really using a characteristic about a person for…