The Cato Institute 2022 Housing Affordability National Survey Indicates Concern Over Housing Affordability

The Cato Institute 2022 Housing Affordability National Survey was released and the results reflect national concern regarding the housing market and its affordability.

There are signs that the housing market is correcting itself after a couple of hot years, but the process has been gradual. Mortgage interest rates are still roughly twice what they were a year ago. Additionally, despite a drop in overall sales, home prices are still rising nationwide on a monthly basis. This makes it more difficult for many prospective homeowners to find affordable housing.

Martha Gaffney, Licensed Real Estate Broker and Strategic Real Estate Advisor at HouseCashin, gives her thoughts on the current housing market.

Martha’s  Thoughts:

“Many Americans have been priced out of the current market when it comes to purchasing a home or their first time home, due to the fact that prices of home keep increasing, even though they have slowed down some, there is still quite the demand. I think that builders can jump in and help out by increasing more affordable housing and also private lenders come up with creative ways of them making money and offering interest rates that are attractive enough to buyers as well as their realtors.”

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