Unlock Your Home Equity Without Taking On Additional Debt: Weaver: Beyond The Numbers

Often, traditional lending products keep homeowners on the debt treadmill and may not be the best way for homeowners to pursue renovations, consolidate debt, or put their kids through college. With that being said, Unison lets homeowners unlock their home equity without taking on any additional debt, allowing these homeowners to achieve their goals in a way that makes them more financially stable.

On this episode of Weaver: Beyond The Numbers, Hosts Rob Nowak, Real Estate Industry Tax Partner with Weaver, and Howard Altshuler, Partner in Charge of Real Estate services, sat down with Theo Haugen, Director of Home Partnership at Unison to further explore what Unison can do for homeowners.

In a nutshell, Unison allows homeowners to tap into their home equity without any monthly payments or interest. Unison invests in the home, along with the homeowner, and shares the future gain or loss when the homeowner decides to sell.

“This is a two-part thing here,” Haugen said. “We are giving homeowners the opportunity to tap into their home equity without taking on additional debt. But on the flip side, we are giving institutional investors access to residential real estate as an asset class.”

Unison starts by doing an appraisal of the home to get a starting value. In the future, if the house sells for more, they share in that increase, but if it sells for less, they share in the decrease. They are risk-sharing with the homeowners.

Haugen explains that at Unison, the main goal is to help the homeowners achieve their financial goals, avoid more debt, make better financial decisions, and eventually sell their home for more money. And if they make more money, Unison makes more money, and the investors make more money.

Once funded, Unison can help people understand the options that are available to them and point them to resources when they experience financial instability, such as medical or credit card debt. As Haugen states, “we’re helping people succeed financially, which helps them maintain their home, pay their mortgage.”

“It’s not adversarial,” Haugen said. “We succeed when the homeowners succeed as well.”

Follow us on social media for the latest updates in B2B!

Image

Latest

What It Takes to Restore a Tornado-Damaged Clinic
What It Takes to Restore a Tornado-Damaged Clinic
August 21, 2025

When a tornado tore through Oklahoma City in April, BMS CAT was already on-site before many businesses even realized the extent of the tornado damage—including Valor Physical Therapy. Thanks to an existing relationship with Valor’s affiliated hospital, the BMS CAT team was positioned to respond quickly. “We were actually on scene before they knew…

Read More
Burl Stamp
Improving Employee Engagement Through CAREmunication — A Conversation with Burl Stamp
August 21, 2025

With the healthcare landscape seeing many evolving changes, employee engagement is no longer just a buzzword — it’s now a business imperative. Amid rising turnover and persistent staffing shortages, organizations are under pressure to build resilient, engaged teams. According to Gallup, 70% of the variance in team engagement is tied to one factor: the…

Read More
precision machining
Pharma Manufacturing: Meeting Annex I with Precision Machining for Safer Sterile Drug Production
August 21, 2025

Pharmaceutical manufacturers are under increasing pressure to deliver sterile, high-quality medicines in smaller batches and faster cycles. As pharma manufacturing evolves, regulatory demands have intensified, especially following the 2023 revision of EU GMP Annex I, which places new emphasis on contamination control strategies, improved traceability, and minimizing human intervention throughout production. According to American…

Read More
peer guidance
Leaders Who’ve Been There: Finding Clarity Through Peer Guidance at Purpose Factory
August 20, 2025

Running a business can feel isolating without peers who understand the weight of leadership. Madison Harris, founder of Cobalt Fund Services, found the peer guidance he needed through Purpose Factory. He gained strategic insight and real feedback from seasoned entrepreneurs at a time when his business needed clarity and structure. Harris realized Cobalt wasn’t…

Read More