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Which Industries Saw the Most Help from PPP Loans?

Did the intricacies of federal financial aid in the wake of the COVID-19 pandemic match the industries that needed the most support?

This story was produced through MarketScale. See how Business Services teams put it to work with Executive Thought Leadership.

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The federal government stepped in in the wake of the COVID-19 pandemic and its impact of American businesses, offering Paycheck Protection Program (PPP) loans designed to help businesses keep their teams employed in the face of an unprecedented challenge.

However, not all aid was created equal.

On this episode of MarketScaleTV, Voice of B2B Daniel Litwin was joined by Chris Tepedino, feature writer with Loans.org, and Douglas Dedrick, founder of Healing Law and This American Lawn, to examine Tepedino’s long-form article on PPP payouts per industry, as well as Dedrick’s experiences with loans for the landscaping industry during COVID.

In the case of PPP loans, some industries received more help than others – healthcare, social assistance, construction, manufacturing, and professional, scientific and technical services, to be specific. But did that allocation match the range of industries hit hardest by the pandemic?

Dedrick and Tepedino explore how federal dollars will help organizations in those industries bounce back, which others may need additional help to get back on their feet as the world reopens, what these loan programs revealed about the federal government’s attitude toward different sectors of the economy, and more.

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MAI keeps buying RIAs, and the integration work is now the real product

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MAI Capital Management has continued its RIA acquisition cadence, buying Halpern Financial ($1.2 billion, fee-only) in 2024 and Concentric Wealth Management ($662 million) in a deal effective Dec. 31, 2024, according to WealthManagement. Both transactions follow the same integration pattern: acquired teams adopt MAI branding while plugging into centralized HR, operations, and marketing, which shifts the operational burden from acquired firms to the platform. For RIA operators and consolidators, the signal is that post-close enablement, including standardized processes, shared services, and the regional president structure, is becoming the main value proposition buyers must specify, staff, and measure, not a secondary workstream after the announcement.

  • 01In MAI’s recent deals, the integration package is explicit: HR, operations, and marketing sit at the center of the offer, according to WealthManagement. Buyers competing for quality firms may need to show a similarly concrete post-close operating model, not just capital and valuation.
  • 02MAI is using a repeatable leadership pattern: founders join as regional presidents across multiple acquisitions, per WealthManagement. That’s a useful benchmark for succession planning and client retention governance, especially for firms that still run integration through ad hoc committees.
  • 03Asset metrics are being reported in different ways, AUM/AUA and “managed client assets,” across coverage of MAI, per WealthManagement. For acquirers and sellers, aligning on which asset definition drives pricing, capacity planning, and service staffing can prevent post-close KPI drift.

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  • 01Telecom companies are adopting AI-driven technologies to enhance their cyber defense capabilities.
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  • 03Implementing AI in cybersecurity offers significant benefits in efficiently managing and mitigating threats.

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AI answers drove 6.2% of website sessions, and loyalty teams feel it first

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