The Insurance Industry Should Look Closer at Mental Health Services Accessibility

Health insurance expert Melanie Musson joined MarketScale to explain why the insurance industry should take a closer look at mental health services accessibility.

Over the past couple of years, there have been several reports on the disparity in mental health access. Even though mental health was added as an essential medical service as part of the Affordable Care Act, recent studies have indicated that access to mental health services is unattainable to many individuals.

Because many health insurance providers’ payment maximums are far lower than what providers charge, many providers don’t accept insurance. In many cases, Medicare and Medicaid mental health coverage exceeds private health insurance coverage.

If individuals can find a mental health provider who accepts insurance, they’ll often still have to pay a 20% coinsurance or more, making repeat visits challenging if not impossible to pay for.

This issue has put policyholders in a bad position because even though their health insurance policy covers mental health, they can’t find a provider who accepts their insurance. For most people paying for visits out-of-pocket is too expensive.

In stark contrast to these reports, though, just this week, a study was released in which three out of four individuals reported that it was easy to find and get the mental health services they needed. Only 6% of respondents said it was very difficult to get services.

This most recent report should be evaluated in light of other reports, and insurance companies should continue to seek ways to make mental health services accessible for all.

Melanie Musson is a health insurance expert with ExpertInsuranceReviews.com.

Follow us on social media for the latest updates in B2B!

Image

Latest

DXpedition
Icom Powers 3Y0K : Ham Radio’s Most Ambitious DXpedition to Remote Bouvet Island Part 1
July 11, 2025

Bouvet Island sits at the edge of the world. It is frozen, uninhabited, and almost impossible to access. Fewer people have set foot there than in space. That level of remoteness is exactly what makes it so valuable to amateur radio operators. The island ranks tenth on ClubLog’s list of Most Wanted DXCC entities,…

Read More
entrepreneurial success
The Hidden Key to Entrepreneurial Success: Build Momentum Through Personal Branding and Authentic Networking
July 10, 2025

What if the biggest pivot of your career started with a conversation?  In this episode of Professional Quotient, host Jason Winningham welcomes Fanny Dunagan, CEO and Content Strategist of PathLynks, LLC. Fanny shares her journey from high-pressure consulting in Singapore to founding her own media and branding company — and why learning to network…

Read More
Q2 2025
RM Q2 2025 Wrap Up
July 9, 2025

Rogue Marketing continues to lead with intention in a space often driven by noise. Q2 2025 reflected a strategic focus on substance, where each initiative supported long-term brand growth. The team transformed internal recognition efforts into enduring brand assets and refined event strategies through immersive, results-driven experiences. Website launches during the quarter balanced visual…

Read More
amateur radios
Hamvention Spotlight: Emergency Preparedness Led PrepHam Paul to Amateur Radios and a Rising Voice in the Field
July 9, 2025

PrepHam Paul (K5VLP) celebrated his first visit to Dayton Hamvention by marking a major channel milestone. He hosted a giveaway of the  IC-2370B mobile radio from Icom to thank viewers for helping him reach 10,000 subscribers. His passion for emergency preparedness, rooted in his experience as an Eagle Scout and later studies in emergency management,…

Read More